Call reports 2017
WEST UNION BANK — 2017
What WEST UNION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 170,748,000 | 186,344,000 | 181,800,000 | 187,602,000 |
| Total loans | 77,826,000 | 77,727,000 | 85,033,000 | 89,187,000 |
| Allowance for loan losses | 1,074,000 | 1,085,000 | 1,127,000 | 1,219,000 |
| Securities available for sale | 76,462,000 | 79,117,000 | 75,040,000 | 80,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,650,000 | 163,467,000 | 160,158,000 | 166,205,000 |
| Interest-bearing deposits | 101,979,000 | 102,664,000 | 101,699,000 | 105,647,000 |
| Noninterest-bearing deposits | 49,671,000 | 60,803,000 | 58,459,000 | 60,558,000 |
| Equity capital | 13,942,000 | 14,539,000 | 14,692,000 | 13,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,667,000 | 4,142,000 | 5,718,000 |
| Interest expense | 113,000 | 234,000 | 360,000 | 495,000 |
| Net interest income | 1,185,000 | 2,433,000 | 3,782,000 | 5,223,000 |
| Noninterest income | 230,000 | 461,000 | 716,000 | 962,000 |
| Noninterest expense | 1,053,000 | 2,201,000 | 3,320,000 | 4,545,000 |
| Provision for loan losses | 50,000 | 85,000 | 230,000 | 480,000 |
| Pretax income | 318,000 | 618,000 | 957,000 | 1,171,000 |
| Income tax | 55,000 | 110,000 | 183,000 | 376,000 |
| Net income | 263,000 | 508,000 | 774,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,333,000 | 14,577,000 | 14,844,000 | 14,633,000 |
| Total capital | 15,424,000 | 15,679,000 | 15,987,000 | 15,868,000 |
| Risk-weighted assets | 90,697,000 | 91,293,000 | 96,764,000 | 103,173,000 |