Call reports 2008
WEST UNION BANK — 2008
What WEST UNION BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,436,000 | 104,902,000 | 100,480,000 | 101,207,000 |
| Total loans | 61,052,000 | 61,831,000 | 63,534,000 | 65,921,000 |
| Allowance for loan losses | 646,000 | 659,000 | 647,000 | 657,000 |
| Securities available for sale | 30,076,000 | 29,619,000 | 26,725,000 | 25,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,369,000 | 83,910,000 | 84,362,000 | 83,619,000 |
| Interest-bearing deposits | 63,469,000 | 64,276,000 | 64,868,000 | 64,547,000 |
| Noninterest-bearing deposits | 18,900,000 | 19,634,000 | 19,494,000 | 19,072,000 |
| Equity capital | 11,072,000 | 10,895,000 | 11,039,000 | 10,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,013,000 | 4,481,000 | 5,914,000 |
| Interest expense | 583,000 | 1,107,000 | 1,583,000 | 1,969,000 |
| Net interest income | 967,000 | 1,906,000 | 2,898,000 | 3,945,000 |
| Noninterest income | 206,000 | 402,000 | 623,000 | 825,000 |
| Noninterest expense | 934,000 | 1,855,000 | 2,808,000 | 3,856,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 20,000 |
| Pretax income | 247,000 | 465,000 | 726,000 | 912,000 |
| Income tax | 55,000 | 93,000 | 150,000 | 193,000 |
| Net income | 192,000 | 372,000 | 576,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,873,000 | 10,996,000 | 11,200,000 | 11,019,000 |
| Total capital | 11,519,000 | 11,655,000 | 11,847,000 | 11,676,000 |
| Risk-weighted assets | 64,444,000 | 65,895,000 | 66,252,000 | 67,381,000 |
Machine access — free, no API key
Every figure shown here about WEST UNION BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.