Call reports 2020
ESCAMBIA COUNTY BANK — 2020
What ESCAMBIA COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 72,937,000 | 76,588,000 | 79,866,000 |
| Total loans | 29,751,000 | 28,133,000 | 28,047,000 |
| Allowance for loan losses | 425,000 | 398,000 | 421,000 |
| Securities available for sale | 39,090,000 | 40,533,000 | 43,974,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 61,419,000 | 64,378,000 | 67,742,000 |
| Interest-bearing deposits | 48,076,000 | 48,734,000 | 53,062,000 |
| Noninterest-bearing deposits | 13,343,000 | 15,644,000 | 14,680,000 |
| Equity capital | 11,396,000 | 12,094,000 | 11,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 708,000 | 1,351,000 | 1,977,000 |
| Interest expense | 111,000 | 218,000 | 316,000 |
| Net interest income | 597,000 | 1,133,000 | 1,661,000 |
| Noninterest income | 112,000 | 181,000 | 266,000 |
| Noninterest expense | 631,000 | 1,240,000 | 1,985,000 |
| Provision for loan losses | 5,000 | 30,000 | 54,000 |
| Pretax income | 82,000 | 90,000 | -67,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 82,000 | 90,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 11,294,000 | 11,301,000 | 11,144,000 |