Call reports 2019
ESCAMBIA COUNTY BANK — 2019
What ESCAMBIA COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 74,750,000 | 73,657,000 | 74,383,000 | 73,283,000 |
| Total loans | 27,732,000 | 28,131,000 | 27,918,000 | 27,984,000 |
| Allowance for loan losses | 488,000 | 465,000 | 465,000 | 418,000 |
| Securities available for sale | 42,611,000 | 41,920,000 | 41,169,000 | 40,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,649,000 | 61,872,000 | 62,423,000 | 61,309,000 |
| Interest-bearing deposits | 50,717,000 | 49,535,000 | 49,961,000 | 48,594,000 |
| Noninterest-bearing deposits | 12,932,000 | 12,337,000 | 12,462,000 | 12,715,000 |
| Equity capital | 11,002,000 | 11,684,000 | 11,823,000 | 11,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,446,000 | 2,149,000 | 2,838,000 |
| Interest expense | 97,000 | 203,000 | 316,000 | 431,000 |
| Net interest income | 609,000 | 1,243,000 | 1,833,000 | 2,407,000 |
| Noninterest income | 110,000 | 214,000 | 322,000 | 422,000 |
| Noninterest expense | 651,000 | 1,318,000 | 1,958,000 | 2,699,000 |
| Provision for loan losses | 0 | -125,000 | -125,000 | -125,000 |
| Pretax income | 68,000 | 265,000 | 323,000 | 256,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 28,000 |
| Net income | 67,000 | 263,000 | 319,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,400,000 | 11,596,000 | 11,652,000 | 11,561,000 |
| Total capital | 11,790,000 | 11,993,000 | 12,086,000 | 11,979,000 |
| Risk-weighted assets | 31,079,000 | 31,691,000 | 34,686,000 | 34,595,000 |