Call reports 2018
ESCAMBIA COUNTY BANK — 2018
What ESCAMBIA COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,583,000 | 71,457,000 | 73,015,000 | 71,799,000 |
| Total loans | 25,691,000 | 25,482,000 | 26,208,000 | 26,948,000 |
| Allowance for loan losses | 569,000 | 500,000 | 483,000 | 505,000 |
| Securities available for sale | 42,129,000 | 41,024,000 | 41,393,000 | 39,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,068,000 | 60,582,000 | 62,164,000 | 60,730,000 |
| Interest-bearing deposits | 48,183,000 | 47,077,000 | 49,992,000 | 48,334,000 |
| Noninterest-bearing deposits | 13,885,000 | 13,505,000 | 12,172,000 | 12,396,000 |
| Equity capital | 10,467,000 | 10,741,000 | 10,695,000 | 10,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,412,000 | 2,073,000 | 2,746,000 |
| Interest expense | 60,000 | 128,000 | 208,000 | 296,000 |
| Net interest income | 554,000 | 1,284,000 | 1,865,000 | 2,450,000 |
| Noninterest income | 113,000 | 213,000 | 346,000 | 458,000 |
| Noninterest expense | 624,000 | 1,264,000 | 1,884,000 | 2,559,000 |
| Provision for loan losses | 0 | -300,000 | -294,000 | -255,000 |
| Pretax income | 43,000 | 533,000 | 621,000 | 604,000 |
| Income tax | 0 | 37,000 | 37,000 | 19,000 |
| Net income | 43,000 | 496,000 | 584,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,191,000 | 11,644,000 | 11,732,000 | 11,733,000 |
| Total capital | 11,605,000 | 12,041,000 | 12,138,000 | 12,143,000 |
| Risk-weighted assets | 32,931,000 | 31,780,000 | 32,425,000 | 32,706,000 |