Call reports 2017
ESCAMBIA COUNTY BANK — 2017
What ESCAMBIA COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,000,000 | 73,433,000 | 73,077,000 | 72,361,000 |
| Total loans | 22,349,000 | 22,854,000 | 23,520,000 | 25,399,000 |
| Allowance for loan losses | 648,000 | 652,000 | 639,000 | 571,000 |
| Securities available for sale | 48,986,000 | 47,230,000 | 45,853,000 | 43,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,494,000 | 60,938,000 | 59,948,000 | 61,108,000 |
| Interest-bearing deposits | 49,243,000 | 47,636,000 | 46,902,000 | 48,230,000 |
| Noninterest-bearing deposits | 14,251,000 | 13,302,000 | 13,046,000 | 12,878,000 |
| Equity capital | 10,914,000 | 11,424,000 | 11,392,000 | 11,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,253,000 | 1,866,000 | 2,500,000 |
| Interest expense | 41,000 | 85,000 | 139,000 | 195,000 |
| Net interest income | 582,000 | 1,168,000 | 1,727,000 | 2,305,000 |
| Noninterest income | 115,000 | 213,000 | 319,000 | 419,000 |
| Noninterest expense | 648,000 | 1,269,000 | 1,920,000 | 2,569,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 49,000 | 112,000 | 126,000 | 205,000 |
| Income tax | 0 | -31,000 | -31,000 | -31,000 |
| Net income | 49,000 | 143,000 | 157,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,161,000 | 11,255,000 | 11,269,000 | 11,348,000 |
| Total capital | 11,548,000 | 11,644,000 | 11,661,000 | 11,762,000 |
| Risk-weighted assets | 30,690,000 | 30,901,000 | 31,115,000 | 32,926,000 |