Call reports 2016
ESCAMBIA COUNTY BANK — 2016
What ESCAMBIA COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,281,000 | 78,118,000 | 75,994,000 | 74,769,000 |
| Total loans | 21,166,000 | 21,442,000 | 21,611,000 | 21,727,000 |
| Allowance for loan losses | 721,000 | 712,000 | 701,000 | 703,000 |
| Securities available for sale | 52,367,000 | 53,470,000 | 50,852,000 | 50,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,394,000 | 65,629,000 | 63,589,000 | 63,083,000 |
| Interest-bearing deposits | 54,376,000 | 52,869,000 | 49,796,000 | 49,836,000 |
| Noninterest-bearing deposits | 13,018,000 | 12,760,000 | 13,793,000 | 13,247,000 |
| Equity capital | 11,797,000 | 12,162,000 | 12,078,000 | 10,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,253,000 | 1,875,000 | 2,497,000 |
| Interest expense | 47,000 | 91,000 | 135,000 | 179,000 |
| Net interest income | 571,000 | 1,162,000 | 1,740,000 | 2,318,000 |
| Noninterest income | 119,000 | 219,000 | 326,000 | 429,000 |
| Noninterest expense | 637,000 | 1,315,000 | 1,964,000 | 2,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 124,000 | 187,000 | 207,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 9,000 |
| Net income | 82,000 | 122,000 | 185,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,246,000 | 11,286,000 | 11,349,000 | 11,362,000 |
| Total capital | 11,631,000 | 11,676,000 | 11,737,000 | 11,748,000 |
| Risk-weighted assets | 30,443,000 | 30,859,000 | 30,754,000 | 30,551,000 |