Call reports 2022
FIDELITY BANK — 2022
What FIDELITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 71,844,000 | 74,096,000 | 74,451,000 | 78,251,000 |
| Total loans | 53,135,000 | 56,685,000 | 60,608,000 | 64,910,000 |
| Allowance for loan losses | 720,000 | 600,000 | 600,000 | 600,000 |
| Securities available for sale | 3,889,000 | 3,416,000 | 3,069,000 | 3,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,613,000 | 53,739,000 | 50,610,000 | 55,131,000 |
| Interest-bearing deposits | 36,685,000 | 40,090,000 | 37,139,000 | 42,573,000 |
| Noninterest-bearing deposits | 11,928,000 | 13,649,000 | 13,471,000 | 12,558,000 |
| Equity capital | 10,460,000 | 10,341,000 | 10,117,000 | 9,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,415,000 | 2,280,000 | 3,231,000 |
| Interest expense | 124,000 | 243,000 | 381,000 | 626,000 |
| Net interest income | 521,000 | 1,172,000 | 1,899,000 | 2,605,000 |
| Noninterest income | 971,000 | 1,788,000 | 2,407,000 | 2,874,000 |
| Noninterest expense | 1,715,000 | 3,364,000 | 4,849,000 | 6,379,000 |
| Provision for loan losses | 0 | -120,000 | -120,000 | -120,000 |
| Pretax income | -223,000 | -284,000 | -423,000 | -780,000 |
| Income tax | -17,000 | -17,000 | -17,000 | -17,000 |
| Net income | -206,000 | -267,000 | -406,000 | -763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,833,000 | 8,758,000 | 8,609,000 | 8,007,000 |
| Total capital | 9,498,000 | 9,358,000 | 9,209,000 | 8,607,000 |
| Risk-weighted assets | 53,185,000 | 54,624,000 | 56,526,000 | 59,265,000 |