Call reports 2021
FIDELITY BANK — 2021
What FIDELITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,606,000 | 108,573,000 | 86,490,000 | 76,273,000 |
| Total loans | 80,598,000 | 78,000,000 | 64,918,000 | 58,924,000 |
| Allowance for loan losses | 720,000 | 720,000 | 720,000 | 720,000 |
| Securities available for sale | 2,166,000 | 1,804,000 | 1,794,000 | 1,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,582,000 | 57,667,000 | 51,710,000 | 50,276,000 |
| Interest-bearing deposits | 44,414,000 | 44,448,000 | 38,909,000 | 37,328,000 |
| Noninterest-bearing deposits | 12,168,000 | 13,219,000 | 12,801,000 | 12,948,000 |
| Equity capital | 10,948,000 | 11,277,000 | 11,603,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,889,000 | 2,601,000 | 3,333,000 |
| Interest expense | 449,000 | 776,000 | 1,099,000 | 1,275,000 |
| Net interest income | 311,000 | 1,113,000 | 1,502,000 | 2,058,000 |
| Noninterest income | 2,344,000 | 4,575,000 | 6,861,000 | 7,905,000 |
| Noninterest expense | 2,521,000 | 5,216,000 | 7,542,000 | 9,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 472,000 | 821,000 | 571,000 |
| Income tax | 20,000 | 25,000 | 45,000 | 27,000 |
| Net income | 114,000 | 447,000 | 776,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,231,000 | 9,563,000 | 9,892,000 | 9,661,000 |
| Total capital | 9,951,000 | 10,283,000 | 10,612,000 | 10,381,000 |
| Risk-weighted assets | 69,776,000 | 69,393,000 | 61,623,000 | 58,249,000 |