Call reports 2020
FIDELITY BANK — 2020
What FIDELITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,138,000 | 89,917,000 | 99,403,000 | 112,254,000 |
| Total loans | 64,934,000 | 71,326,000 | 82,303,000 | 91,886,000 |
| Allowance for loan losses | 670,000 | 670,000 | 670,000 | 720,000 |
| Securities available for sale | 3,426,000 | 3,067,000 | 2,943,000 | 2,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,872,000 | 49,662,000 | 51,163,000 | 53,292,000 |
| Interest-bearing deposits | 40,290,000 | 39,131,000 | 39,886,000 | 42,155,000 |
| Noninterest-bearing deposits | 8,582,000 | 10,531,000 | 11,277,000 | 11,137,000 |
| Equity capital | 9,931,000 | 12,011,000 | 13,285,000 | 13,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,684,000 | 2,520,000 | 3,316,000 |
| Interest expense | 340,000 | 723,000 | 1,100,000 | 1,498,000 |
| Net interest income | 451,000 | 961,000 | 1,420,000 | 1,818,000 |
| Noninterest income | 3,052,000 | 7,074,000 | 11,165,000 | 15,308,000 |
| Noninterest expense | 3,238,000 | 5,499,000 | 8,287,000 | 12,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 265,000 | 2,536,000 | 4,298,000 | 4,844,000 |
| Income tax | 8,000 | 200,000 | 200,000 | 240,000 |
| Net income | 257,000 | 2,336,000 | 4,098,000 | 4,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,194,000 | 10,243,000 | 11,520,000 | 11,636,000 |
| Total capital | 8,864,000 | 10,913,000 | 12,190,000 | 12,356,000 |
| Risk-weighted assets | 59,981,000 | 61,365,000 | 68,506,000 | 75,324,000 |