Call reports 2019
FIDELITY BANK — 2019
What FIDELITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,552,000 | 86,524,000 | 99,577,000 | 85,216,000 |
| Total loans | 67,846,000 | 74,173,000 | 81,738,000 | 67,741,000 |
| Allowance for loan losses | 670,000 | 670,000 | 670,000 | 670,000 |
| Securities available for sale | 3,425,000 | 2,883,000 | 3,575,000 | 3,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,617,000 | 47,085,000 | 49,581,000 | 48,232,000 |
| Interest-bearing deposits | 48,415,000 | 38,729,000 | 41,926,000 | 40,136,000 |
| Noninterest-bearing deposits | 8,202,000 | 8,356,000 | 7,655,000 | 8,096,000 |
| Equity capital | 9,224,000 | 9,504,000 | 10,002,000 | 10,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,804,000 | 2,713,000 | 3,558,000 |
| Interest expense | 237,000 | 451,000 | 668,000 | 863,000 |
| Net interest income | 649,000 | 1,353,000 | 2,045,000 | 2,695,000 |
| Noninterest income | 830,000 | 2,401,000 | 4,767,000 | 6,717,000 |
| Noninterest expense | 1,536,000 | 3,497,000 | 6,025,000 | 8,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -57,000 | 257,000 | 787,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 50,000 |
| Net income | -57,000 | 257,000 | 787,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,565,000 | 7,814,000 | 8,314,000 | 8,477,000 |
| Total capital | 8,235,000 | 8,484,000 | 8,984,000 | 9,147,000 |
| Risk-weighted assets | 61,597,000 | 63,634,000 | 67,670,000 | 59,295,000 |