Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,594,000 | 82,609,000 | 84,639,000 | 83,827,000 |
| Total loans | 69,136,000 | 72,839,000 | 75,266,000 | 74,504,000 |
| Allowance for loan losses | 665,000 | 665,000 | 665,000 | 680,000 |
| Securities available for sale | 2,970,000 | 1,361,000 | 1,302,000 | 1,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,906,000 | 61,317,000 | 61,863,000 | 61,900,000 |
| Interest-bearing deposits | 53,466,000 | 52,344,000 | 52,269,000 | 51,914,000 |
| Noninterest-bearing deposits | 10,440,000 | 8,973,000 | 9,594,000 | 9,986,000 |
| Equity capital | 8,500,000 | 9,000,000 | 9,479,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,820,000 | 2,792,000 | 3,792,000 |
| Interest expense | 112,000 | 234,000 | 362,000 | 497,000 |
| Net interest income | 761,000 | 1,586,000 | 2,430,000 | 3,295,000 |
| Noninterest income | 811,000 | 2,355,000 | 3,744,000 | 4,961,000 |
| Noninterest expense | 1,345,000 | 3,064,000 | 4,774,000 | 6,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 227,000 | 877,000 | 1,400,000 | 1,752,000 |
| Income tax | 16,000 | 42,000 | 68,000 | 84,000 |
| Net income | 211,000 | 835,000 | 1,332,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,814,000 | 7,308,000 | 7,790,000 | 7,761,000 |
| Total capital | 7,479,000 | 7,973,000 | 8,455,000 | 8,441,000 |
| Risk-weighted assets | 63,760,000 | 67,902,000 | 67,269,000 | 75,435,000 |