Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 75,283,000 | 76,861,000 | 79,321,000 | 85,032,000 |
| Total loans | 62,755,000 | 64,725,000 | 67,891,000 | 73,584,000 |
| Allowance for loan losses | 565,000 | 565,000 | 565,000 | 665,000 |
| Securities available for sale | 4,494,000 | 3,292,000 | 3,069,000 | 3,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,035,000 | 58,663,000 | 58,075,000 | 59,567,000 |
| Interest-bearing deposits | 48,476,000 | 50,016,000 | 49,142,000 | 50,132,000 |
| Noninterest-bearing deposits | 8,559,000 | 8,647,000 | 8,933,000 | 9,435,000 |
| Equity capital | 8,269,000 | 8,584,000 | 8,879,000 | 8,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,716,000 | 2,614,000 | 3,512,000 |
| Interest expense | 98,000 | 200,000 | 305,000 | 415,000 |
| Net interest income | 734,000 | 1,516,000 | 2,309,000 | 3,097,000 |
| Noninterest income | 1,003,000 | 2,107,000 | 3,196,000 | 4,268,000 |
| Noninterest expense | 1,292,000 | 2,795,000 | 4,296,000 | 5,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 445,000 | 828,000 | 1,209,000 | 1,385,000 |
| Income tax | 20,000 | 40,000 | 55,000 | 68,000 |
| Net income | 425,000 | 788,000 | 1,154,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,587,000 | 6,905,000 | 7,191,000 | 7,203,000 |
| Total capital | 7,150,000 | 7,470,000 | 7,756,000 | 7,868,000 |
| Risk-weighted assets | 59,116,000 | 58,729,000 | 63,989,000 | 66,104,000 |