Call reports 2022
VILLAGE BANK — 2022
What VILLAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 763,773,000 | 751,620,000 | 742,671,000 | 723,014,000 |
| Total loans | 526,149,000 | 535,519,000 | 545,759,000 | 540,695,000 |
| Allowance for loan losses | 3,403,000 | 3,423,000 | 3,370,000 | 3,370,000 |
| Securities available for sale | 139,866,000 | 131,623,000 | 134,503,000 | 133,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,927,000 | 676,407,000 | 669,654,000 | 626,611,000 |
| Interest-bearing deposits | 405,160,000 | 398,132,000 | 390,380,000 | 371,370,000 |
| Noninterest-bearing deposits | 279,767,000 | 278,275,000 | 279,274,000 | 255,241,000 |
| Equity capital | 71,795,000 | 69,826,000 | 68,058,000 | 70,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,271,000 | 13,011,000 | 19,982,000 | 27,530,000 |
| Interest expense | 264,000 | 517,000 | 756,000 | 1,090,000 |
| Net interest income | 6,007,000 | 12,494,000 | 19,226,000 | 26,440,000 |
| Noninterest income | 1,625,000 | 3,555,000 | 5,285,000 | 6,554,000 |
| Noninterest expense | 5,649,000 | 11,131,000 | 16,623,000 | 22,192,000 |
| Provision for loan losses | -400,000 | -400,000 | -300,000 | -300,000 |
| Pretax income | 2,383,000 | 5,318,000 | 8,188,000 | 11,102,000 |
| Income tax | 444,000 | 1,038,000 | 1,590,000 | 2,159,000 |
| Net income | 1,939,000 | 4,280,000 | 6,598,000 | 8,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,144,000 | 77,705,000 | 79,626,000 | 81,612,000 |
| Total capital | 79,547,000 | 81,128,000 | 82,996,000 | 84,982,000 |
| Risk-weighted assets | 541,359,000 | 558,728,000 | 573,048,000 | 573,976,000 |