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Call reports 2021

VILLAGE BANK — 2021

What VILLAGE BANK reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/28c5ed1d-f151-4738-b24b-6cc6a2ed5308/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q22021Q32021Q4
Total assets716,154,000717,692,000728,669,000746,175,000
Total loans609,208,000568,038,000547,581,000531,598,000
Allowance for loan losses3,992,0003,429,0003,443,0003,423,000
Securities available for sale42,371,00048,752,00088,549,00094,699,000
Securities held to maturity0000
Trading assets0000
Total deposits621,664,000639,777,000647,600,000665,694,000
Interest-bearing deposits376,072,000387,016,000377,200,000396,875,000
Noninterest-bearing deposits245,592,000252,761,000270,400,000268,819,000
Equity capital65,614,00068,944,00071,829,00073,380,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q22021Q32021Q4
Interest income7,042,00014,017,00020,959,00027,731,000
Interest expense512,000948,0001,298,0001,600,000
Net interest income6,530,00013,069,00019,661,00026,131,000
Noninterest income4,149,0007,005,0009,843,00012,276,000
Noninterest expense5,472,00010,996,00016,602,00022,356,000
Provision for loan losses0-500,000-500,000-500,000
Pretax income5,207,0009,578,00013,402,00016,551,000
Income tax1,172,0002,111,0002,899,0003,562,000
Net income4,035,0007,467,00010,503,00012,989,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q22021Q32021Q4
Tier 1 capital65,624,00068,903,00071,973,00074,124,000
Total capital69,616,00072,332,00075,416,00077,547,000
Risk-weighted assets468,935,000496,542,000515,629,000529,120,000

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