Call reports 2018
VILLAGE BANK — 2018
What VILLAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 486,785,000 | 504,324,000 | 510,287,000 | 512,693,000 |
| Total loans | 393,099,000 | 412,456,000 | 420,051,000 | 420,558,000 |
| Allowance for loan losses | 3,343,000 | 3,208,000 | 3,131,000 | 3,051,000 |
| Securities available for sale | 48,302,000 | 47,137,000 | 45,985,000 | 44,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,015,000 | 434,223,000 | 437,911,000 | 439,924,000 |
| Interest-bearing deposits | 308,834,000 | 313,414,000 | 317,493,000 | 320,532,000 |
| Noninterest-bearing deposits | 114,181,000 | 120,809,000 | 120,418,000 | 119,392,000 |
| Equity capital | 44,878,000 | 45,607,000 | 46,794,000 | 48,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,785,000 | 9,956,000 | 15,460,000 | 21,154,000 |
| Interest expense | 683,000 | 1,422,000 | 2,277,000 | 3,259,000 |
| Net interest income | 4,102,000 | 8,534,000 | 13,183,000 | 17,895,000 |
| Noninterest income | 1,407,000 | 3,056,000 | 4,813,000 | 6,209,000 |
| Noninterest expense | 4,905,000 | 9,984,000 | 14,765,000 | 19,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,606,000 | 3,231,000 | 4,518,000 |
| Income tax | 97,000 | 294,000 | 620,000 | 859,000 |
| Net income | 507,000 | 1,312,000 | 2,611,000 | 3,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,860,000 | 43,926,000 | 45,525,000 | 46,875,000 |
| Total capital | 46,203,000 | 47,134,000 | 48,656,000 | 49,926,000 |
| Risk-weighted assets | 366,453,000 | 389,386,000 | 398,325,000 | 400,639,000 |