Call reports 2017
VILLAGE BANK — 2017
What VILLAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 448,155,000 | 459,022,000 | 461,436,000 | 475,357,000 |
| Total loans | 347,238,000 | 350,769,000 | 352,643,000 | 376,756,000 |
| Allowance for loan losses | 3,372,000 | 3,267,000 | 3,243,000 | 3,239,000 |
| Securities available for sale | 43,484,000 | 43,052,000 | 44,834,000 | 49,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,172,000 | 407,005,000 | 408,884,000 | 413,309,000 |
| Interest-bearing deposits | 294,563,000 | 306,218,000 | 305,325,000 | 308,604,000 |
| Noninterest-bearing deposits | 95,609,000 | 100,787,000 | 103,559,000 | 104,705,000 |
| Equity capital | 47,159,000 | 47,362,000 | 47,707,000 | 44,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,346,000 | 12,742,000 | 17,353,000 |
| Interest expense | 580,000 | 1,187,000 | 1,810,000 | 2,467,000 |
| Net interest income | 3,558,000 | 7,159,000 | 10,932,000 | 14,886,000 |
| Noninterest income | 2,365,000 | 4,502,000 | 6,569,000 | 8,425,000 |
| Noninterest expense | 5,185,000 | 10,493,000 | 15,854,000 | 21,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 729,000 | 1,159,000 | 1,638,000 | 1,945,000 |
| Income tax | 195,000 | 322,000 | 462,000 | 3,564,000 |
| Net income | 534,000 | 837,000 | 1,176,000 | -1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,408,000 | 42,629,000 | 43,065,000 | 42,265,000 |
| Total capital | 45,780,000 | 45,896,000 | 46,308,000 | 45,504,000 |
| Risk-weighted assets | 321,966,000 | 319,683,000 | 325,503,000 | 353,349,000 |