Call reports 2016
VILLAGE BANK — 2016
What VILLAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 420,588,000 | 417,167,000 | 443,101,000 | 441,697,000 |
| Total loans | 322,396,000 | 339,383,000 | 349,629,000 | 351,884,000 |
| Allowance for loan losses | 3,611,000 | 3,523,000 | 3,419,000 | 3,373,000 |
| Securities available for sale | 27,186,000 | 21,159,000 | 26,772,000 | 43,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,229,000 | 369,631,000 | 381,114,000 | 385,047,000 |
| Interest-bearing deposits | 292,196,000 | 291,447,000 | 292,714,000 | 292,490,000 |
| Noninterest-bearing deposits | 79,033,000 | 78,184,000 | 88,400,000 | 92,557,000 |
| Equity capital | 39,812,000 | 40,576,000 | 49,793,000 | 50,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,906,000 | 7,808,000 | 11,929,000 | 16,049,000 |
| Interest expense | 623,000 | 1,230,000 | 1,837,000 | 2,431,000 |
| Net interest income | 3,283,000 | 6,578,000 | 10,092,000 | 13,618,000 |
| Noninterest income | 2,078,000 | 4,851,000 | 7,670,000 | 10,194,000 |
| Noninterest expense | 5,007,000 | 10,319,000 | 15,960,000 | 21,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 463,000 | 1,257,000 | 1,964,000 | 2,799,000 |
| Income tax | 0 | 0 | -8,514,000 | -8,288,000 |
| Net income | 463,000 | 1,257,000 | 10,478,000 | 11,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,757,000 | 40,565,000 | 44,788,000 | 45,852,000 |
| Total capital | 43,368,000 | 44,088,000 | 48,207,000 | 49,225,000 |
| Risk-weighted assets | 305,435,000 | 300,269,000 | 314,616,000 | 321,166,000 |