Call reports 2015
VILLAGE BANK — 2015
What VILLAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 435,751,000 | 424,922,000 | 420,334,000 | 417,834,000 |
| Total loans | 303,622,000 | 322,290,000 | 312,515,000 | 321,144,000 |
| Allowance for loan losses | 5,844,000 | 5,567,000 | 5,496,000 | 3,562,000 |
| Securities available for sale | 36,723,000 | 39,420,000 | 39,594,000 | 37,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,852,000 | 374,248,000 | 372,695,000 | 368,341,000 |
| Interest-bearing deposits | 306,851,000 | 299,766,000 | 296,717,000 | 290,059,000 |
| Noninterest-bearing deposits | 74,001,000 | 74,482,000 | 75,978,000 | 78,282,000 |
| Equity capital | 35,674,000 | 36,288,000 | 37,519,000 | 38,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,689,000 | 11,651,000 | 15,570,000 |
| Interest expense | 708,000 | 1,381,000 | 2,034,000 | 2,664,000 |
| Net interest income | 3,101,000 | 6,308,000 | 9,617,000 | 12,906,000 |
| Noninterest income | 2,222,000 | 5,305,000 | 8,377,000 | 9,962,000 |
| Noninterest expense | 5,236,000 | 10,643,000 | 16,246,000 | 21,754,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000,000 |
| Pretax income | 94,000 | 977,000 | 1,755,000 | 3,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 977,000 | 1,755,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,896,000 | 36,880,000 | 37,831,000 | 39,133,000 |
| Total capital | 39,681,000 | 40,700,000 | 41,615,000 | 42,695,000 |
| Risk-weighted assets | 300,760,000 | 303,889,000 | 301,024,000 | 304,611,000 |