Call reports 2009
VILLAGE BANK — 2009
What VILLAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 564,604,000 | 578,782,000 | 603,132,000 | 584,153,000 |
| Total loans | 482,307,000 | 499,673,000 | 478,707,000 | 474,866,000 |
| Allowance for loan losses | 6,849,000 | 9,618,000 | 9,527,000 | 10,522,000 |
| Securities available for sale | 25,807,000 | 20,406,000 | 46,048,000 | 54,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,048,000 | 484,159,000 | 511,218,000 | 501,120,000 |
| Interest-bearing deposits | 444,365,000 | 439,578,000 | 467,312,000 | 459,764,000 |
| Noninterest-bearing deposits | 38,683,000 | 44,581,000 | 43,906,000 | 41,356,000 |
| Equity capital | 51,379,000 | 59,817,000 | 57,621,000 | 48,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,338,000 | 16,766,000 | 25,110,000 | 33,188,000 |
| Interest expense | 4,240,000 | 8,302,000 | 12,031,000 | 15,429,000 |
| Net interest income | 4,098,000 | 8,464,000 | 13,079,000 | 17,759,000 |
| Noninterest income | 1,427,000 | 3,454,000 | 5,785,000 | 8,059,000 |
| Noninterest expense | 4,295,000 | 10,054,000 | 14,998,000 | 28,141,000 |
| Provision for loan losses | 1,100,000 | 4,200,000 | 10,200,000 | 13,220,000 |
| Pretax income | 130,000 | -2,336,000 | -6,334,000 | -15,543,000 |
| Income tax | 44,000 | -794,000 | -2,154,000 | -2,761,000 |
| Net income | 86,000 | -1,542,000 | -4,180,000 | -12,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,060,000 | 52,467,000 | 49,870,000 | 48,693,000 |
| Total capital | 50,125,000 | 58,554,000 | 56,070,000 | 54,796,000 |
| Risk-weighted assets | 484,428,000 | 483,452,000 | 492,680,000 | 483,817,000 |
Machine access — free, no API key
Every figure shown here about VILLAGE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.