Call reports 2026
CORNERSTONE BANK — 2026
What CORNERSTONE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 227,727,000 | 232,804,000 |
| Total loans | 183,968,000 | 184,838,000 |
| Allowance for loan losses | 1,853,000 | 2,004,000 |
| Securities available for sale | 4,821,000 | 4,810,000 |
| Securities held to maturity | 15,267,000 | 13,512,000 |
| Trading assets | 0 | 0 |
| Total deposits | 194,294,000 | 198,573,000 |
| Interest-bearing deposits | 139,726,000 | 139,444,000 |
| Noninterest-bearing deposits | 54,568,000 | 59,129,000 |
| Equity capital | 24,125,000 | 24,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,246,000 | 6,598,000 |
| Interest expense | 842,000 | 1,646,000 |
| Net interest income | 2,404,000 | 4,952,000 |
| Noninterest income | 283,000 | 547,000 |
| Noninterest expense | 1,778,000 | 3,595,000 |
| Provision for loan losses | 52,000 | 191,000 |
| Pretax income | 857,000 | 1,698,000 |
| Income tax | 164,000 | 324,000 |
| Net income | 693,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,134,000 | 24,815,000 |