Call reports 2024
NANO BANC — 2024
What NANO BANC reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 968,271,000 | 958,153,000 | 1,054,322,000 | 955,071,000 |
| Total loans | 732,288,000 | 705,767,000 | 620,433,000 | 628,567,000 |
| Allowance for loan losses | 34,471,000 | 30,915,000 | 27,312,000 | 26,175,000 |
| Securities available for sale | 24,065,000 | 24,273,000 | 25,010,000 | 71,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 827,973,000 | 817,422,000 | 919,103,000 | 827,993,000 |
| Interest-bearing deposits | 396,558,000 | 438,938,000 | 546,997,000 | 466,742,000 |
| Noninterest-bearing deposits | 431,415,000 | 378,484,000 | 372,106,000 | 361,251,000 |
| Equity capital | 125,323,000 | 126,117,000 | 125,935,000 | 115,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,122,000 | 26,531,000 | 41,433,000 | 55,811,000 |
| Interest expense | 4,039,000 | 8,033,000 | 13,812,000 | 18,833,000 |
| Net interest income | 9,083,000 | 18,498,000 | 27,621,000 | 36,978,000 |
| Noninterest income | 1,600,000 | 3,116,000 | 3,760,000 | 5,124,000 |
| Noninterest expense | 10,121,000 | 20,375,000 | 31,206,000 | 50,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,367,000 |
| Pretax income | 930,000 | 1,784,000 | 752,000 | -9,840,000 |
| Income tax | 275,000 | 480,000 | 150,000 | -254,000 |
| Net income | 655,000 | 1,304,000 | 602,000 | -9,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,759,000 | 118,425,000 | 117,738,000 | 110,912,000 |
| Total capital | 127,242,000 | 127,423,000 | 125,522,000 | 118,626,000 |
| Risk-weighted assets | 732,038,000 | 696,605,000 | 601,860,000 | 597,373,000 |