Call reports 2023
NANO BANC — 2023
What NANO BANC reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 947,562,000 | 945,164,000 | 949,064,000 | 925,159,000 |
| Total loans | 759,027,000 | 766,387,000 | 744,940,000 | 748,380,000 |
| Allowance for loan losses | 38,668,000 | 38,705,000 | 35,381,000 | 36,639,000 |
| Securities available for sale | 38,322,000 | 37,812,000 | 37,478,000 | 24,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,624,000 | 726,286,000 | 787,550,000 | 750,643,000 |
| Interest-bearing deposits | 296,503,000 | 327,252,000 | 386,829,000 | 398,383,000 |
| Noninterest-bearing deposits | 453,121,000 | 399,034,000 | 400,721,000 | 352,260,000 |
| Equity capital | 122,331,000 | 123,169,000 | 124,986,000 | 124,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,253,000 | 27,937,000 | 42,820,000 | 56,442,000 |
| Interest expense | 2,652,000 | 5,987,000 | 9,598,000 | 13,476,000 |
| Net interest income | 11,601,000 | 21,950,000 | 33,222,000 | 42,966,000 |
| Noninterest income | 1,517,000 | 3,006,000 | 4,545,000 | 6,092,000 |
| Noninterest expense | 7,559,000 | 17,895,000 | 28,015,000 | 39,454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,559,000 | 7,259,000 | 10,176,000 | 8,166,000 |
| Income tax | 1,643,000 | 2,141,000 | 3,002,000 | 2,409,000 |
| Net income | 3,916,000 | 5,118,000 | 7,174,000 | 5,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,827,000 | 116,054,000 | 118,131,000 | 116,736,000 |
| Total capital | 125,373,000 | 125,920,000 | 128,109,000 | 126,497,000 |
| Risk-weighted assets | 814,545,000 | 759,570,000 | 772,259,000 | 752,107,000 |