Call reports 2022
NANO BANC — 2022
What NANO BANC reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,110,236,000 | 1,025,805,000 | 1,026,271,000 | 947,122,000 |
| Total loans | 891,553,000 | 847,399,000 | 829,315,000 | 793,341,000 |
| Allowance for loan losses | 29,855,000 | 35,905,000 | 35,816,000 | 40,474,000 |
| Securities available for sale | 40,280,000 | 38,958,000 | 38,276,000 | 38,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,896,000 | 880,608,000 | 820,334,000 | 708,927,000 |
| Interest-bearing deposits | 357,199,000 | 355,943,000 | 336,457,000 | 266,968,000 |
| Noninterest-bearing deposits | 608,697,000 | 524,665,000 | 483,877,000 | 441,959,000 |
| Equity capital | 130,410,000 | 126,641,000 | 127,934,000 | 118,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,371,000 | 20,815,000 | 32,297,000 | 45,404,000 |
| Interest expense | 394,000 | 877,000 | 1,635,000 | 3,543,000 |
| Net interest income | 9,977,000 | 19,938,000 | 30,662,000 | 41,861,000 |
| Noninterest income | 1,340,000 | 2,458,000 | 3,873,000 | 5,905,000 |
| Noninterest expense | 10,486,000 | 19,540,000 | 29,156,000 | 44,287,000 |
| Provision for loan losses | -1,200,000 | 4,850,000 | 4,850,000 | 16,050,000 |
| Pretax income | 2,031,000 | -1,994,000 | 529,000 | -12,571,000 |
| Income tax | 600,000 | -589,000 | 157,000 | -3,957,000 |
| Net income | 1,431,000 | -1,405,000 | 372,000 | -8,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,922,000 | 118,911,000 | 120,720,000 | 111,438,000 |
| Total capital | 134,374,000 | 130,605,000 | 132,251,000 | 122,680,000 |
| Risk-weighted assets | 978,437,000 | 911,057,000 | 897,995,000 | 869,784,000 |