Call reports 2021
NANO BANC — 2021
What NANO BANC reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,237,274,000 | 1,295,051,000 | 1,218,618,000 | 1,168,961,000 |
| Total loans | 1,016,879,000 | 1,011,385,000 | 1,018,740,000 | 975,345,000 |
| Allowance for loan losses | 17,004,000 | 20,398,000 | 28,055,000 | 31,055,000 |
| Securities available for sale | 26,525,000 | 26,753,000 | 26,821,000 | 26,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,078,298,000 | 1,127,087,000 | 1,049,252,000 | 934,397,000 |
| Interest-bearing deposits | 295,713,000 | 286,752,000 | 331,478,000 | 319,330,000 |
| Noninterest-bearing deposits | 782,585,000 | 840,335,000 | 717,774,000 | 615,067,000 |
| Equity capital | 128,404,000 | 129,144,000 | 128,866,000 | 129,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,019,000 | 24,640,000 | 37,168,000 | 49,344,000 |
| Interest expense | 722,000 | 1,354,000 | 1,850,000 | 2,292,000 |
| Net interest income | 11,297,000 | 23,286,000 | 35,318,000 | 47,052,000 |
| Noninterest income | 1,368,000 | 2,654,000 | 4,432,000 | 5,946,000 |
| Noninterest expense | 10,797,000 | 19,872,000 | 29,373,000 | 37,888,000 |
| Provision for loan losses | 3,850,000 | 7,244,000 | 14,901,000 | 17,993,000 |
| Pretax income | -1,982,000 | -1,176,000 | -4,524,000 | -2,883,000 |
| Income tax | -575,000 | -348,000 | -1,337,000 | -854,000 |
| Net income | -1,407,000 | -828,000 | -3,187,000 | -2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,546,000 | 119,172,000 | 118,887,000 | 120,452,000 |
| Total capital | 131,791,000 | 132,659,000 | 132,472,000 | 133,502,000 |
| Risk-weighted assets | 1,055,523,000 | 1,071,614,000 | 1,072,010,000 | 1,025,753,000 |