Call reports 2020
NANO BANC — 2020
What NANO BANC reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,026,462,000 | 1,147,890,000 | 1,366,675,000 | 1,086,356,000 |
| Total loans | 759,085,000 | 801,996,000 | 878,357,000 | 895,754,000 |
| Allowance for loan losses | 6,383,000 | 7,330,000 | 9,432,000 | 13,154,000 |
| Securities available for sale | 0 | 0 | 7,000,000 | 7,187,000 |
| Securities held to maturity | 27,923,000 | 80,328,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,084,000 | 994,894,000 | 1,207,879,000 | 895,842,000 |
| Interest-bearing deposits | 208,476,000 | 289,213,000 | 317,747,000 | 306,554,000 |
| Noninterest-bearing deposits | 728,608,000 | 705,680,000 | 890,132,000 | 589,288,000 |
| Equity capital | 85,567,000 | 89,876,000 | 105,378,000 | 124,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,698,000 | 20,574,000 | 31,578,000 | 42,357,000 |
| Interest expense | 756,000 | 1,587,000 | 2,467,000 | 3,287,000 |
| Net interest income | 8,942,000 | 18,987,000 | 29,111,000 | 39,070,000 |
| Noninterest income | 159,000 | 456,000 | 1,055,000 | 3,189,000 |
| Noninterest expense | 6,920,000 | 14,472,000 | 22,901,000 | 30,502,000 |
| Provision for loan losses | 625,000 | 1,572,000 | 3,674,000 | 8,543,000 |
| Pretax income | 1,555,000 | 3,398,000 | 6,359,000 | 5,982,000 |
| Income tax | 451,000 | 985,000 | 1,844,000 | 1,770,000 |
| Net income | 1,104,000 | 2,413,000 | 4,515,000 | 4,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,740,000 | 78,110,000 | 93,668,000 | 114,362,000 |
| Total capital | 80,349,000 | 85,748,000 | 103,359,000 | 126,184,000 |
| Risk-weighted assets | 777,824,000 | 868,615,000 | 854,622,000 | 944,052,000 |