Call reports 2019
NANO BANC — 2019
What NANO BANC reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 579,313,000 | 737,097,000 | 910,381,000 | 815,173,000 |
| Total loans | 503,247,000 | 567,060,000 | 660,947,000 | 724,543,000 |
| Allowance for loan losses | 4,975,000 | 5,171,000 | 5,979,000 | 5,758,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 7,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,137,000 | 655,149,000 | 827,334,000 | 669,326,000 |
| Interest-bearing deposits | 290,903,000 | 336,964,000 | 81,759,000 | 178,014,000 |
| Noninterest-bearing deposits | 204,234,000 | 318,185,000 | 745,576,000 | 491,312,000 |
| Equity capital | 63,617,000 | 78,773,000 | 79,287,000 | 84,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,342,000 | 13,763,000 | 22,603,000 | 32,234,000 |
| Interest expense | 204,000 | 576,000 | 785,000 | 1,281,000 |
| Net interest income | 6,138,000 | 13,187,000 | 21,818,000 | 30,953,000 |
| Noninterest income | 47,000 | 48,000 | 137,000 | 390,000 |
| Noninterest expense | 5,655,000 | 12,272,000 | 19,458,000 | 26,223,000 |
| Provision for loan losses | 1,000,000 | 1,196,000 | 1,998,000 | 1,774,000 |
| Pretax income | -470,000 | -233,000 | 499,000 | 3,345,000 |
| Income tax | -130,000 | -50,000 | 169,000 | 839,000 |
| Net income | -340,000 | -183,000 | 330,000 | 2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,005,000 | 67,417,000 | 67,982,000 | 72,564,000 |
| Total capital | 57,072,000 | 72,695,000 | 74,112,000 | 78,483,000 |
| Risk-weighted assets | 448,316,000 | 525,163,000 | 619,835,000 | 726,867,000 |