Call reports 2018
NANO BANC — 2018
What NANO BANC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,818,000 | 217,261,000 | 457,677,000 | 522,688,000 |
| Total loans | 54,773,000 | 159,308,000 | 314,457,000 | 424,867,000 |
| Allowance for loan losses | 811,000 | 1,138,000 | 2,787,000 | 3,975,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,393,000 | 150,571,000 | 391,669,000 | 456,990,000 |
| Interest-bearing deposits | 37,870,000 | 92,355,000 | 289,483,000 | 308,601,000 |
| Noninterest-bearing deposits | 26,523,000 | 58,217,000 | 102,186,000 | 148,389,000 |
| Equity capital | 13,361,000 | 65,710,000 | 64,526,000 | 63,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 2,218,000 | 5,594,000 | 10,834,000 |
| Interest expense | 55,000 | 231,000 | 797,000 | 1,131,000 |
| Net interest income | 804,000 | 1,987,000 | 4,797,000 | 9,703,000 |
| Noninterest income | 121,000 | 217,000 | 482,000 | 604,000 |
| Noninterest expense | 892,000 | 4,310,000 | 7,263,000 | 12,014,000 |
| Provision for loan losses | 0 | 1,138,000 | 2,787,000 | 3,975,000 |
| Pretax income | 33,000 | -3,244,000 | -4,771,000 | -5,682,000 |
| Income tax | 10,000 | -1,078,000 | -1,420,000 | -1,512,000 |
| Net income | 23,000 | -2,166,000 | -3,351,000 | -4,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,083,000 | 53,083,000 | 51,586,000 | 51,861,000 |
| Total capital | 12,835,000 | 54,319,000 | 54,492,000 | 55,965,000 |
| Risk-weighted assets | 60,084,000 | 170,371,000 | 307,390,000 | 404,809,000 |