Call reports 2017
NANO BANC — 2017
What NANO BANC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,186,000 | 71,635,000 | 77,421,000 | 76,209,000 |
| Total loans | 55,810,000 | 55,256,000 | 54,956,000 | 52,333,000 |
| Allowance for loan losses | 783,000 | 778,000 | 812,000 | 812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,900,000 | 58,154,000 | 63,769,000 | 62,662,000 |
| Interest-bearing deposits | 36,152,000 | 37,392,000 | 41,980,000 | 37,954,000 |
| Noninterest-bearing deposits | 26,748,000 | 20,762,000 | 21,789,000 | 24,708,000 |
| Equity capital | 13,169,000 | 13,312,000 | 13,432,000 | 13,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,703,000 | 2,575,000 | 3,606,000 |
| Interest expense | 51,000 | 106,000 | 169,000 | 230,000 |
| Net interest income | 797,000 | 1,597,000 | 2,406,000 | 3,376,000 |
| Noninterest income | 59,000 | 443,000 | 601,000 | 1,026,000 |
| Noninterest expense | 774,000 | 1,732,000 | 2,492,000 | 3,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 308,000 | 515,000 | 1,074,000 |
| Income tax | 34,000 | 119,000 | 207,000 | 895,000 |
| Net income | 48,000 | 189,000 | 308,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,271,000 | 11,498,000 | 11,706,000 | 11,852,000 |
| Total capital | 11,962,000 | 12,213,000 | 12,407,000 | 12,626,000 |
| Risk-weighted assets | 54,761,000 | 56,713,000 | 55,554,000 | 61,572,000 |