Call reports 2016
NANO BANC — 2016
What NANO BANC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,434,000 | 76,377,000 | 71,143,000 | 74,708,000 |
| Total loans | 52,503,000 | 51,918,000 | 54,938,000 | 54,731,000 |
| Allowance for loan losses | 776,000 | 779,000 | 782,000 | 783,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,102,000 | 63,951,000 | 57,834,000 | 61,555,000 |
| Interest-bearing deposits | 38,158,000 | 37,451,000 | 32,143,000 | 35,482,000 |
| Noninterest-bearing deposits | 20,944,000 | 26,500,000 | 25,691,000 | 26,073,000 |
| Equity capital | 12,220,000 | 12,282,000 | 13,152,000 | 12,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,560,000 | 2,382,000 | 3,208,000 |
| Interest expense | 50,000 | 106,000 | 153,000 | 201,000 |
| Net interest income | 720,000 | 1,454,000 | 2,229,000 | 3,007,000 |
| Noninterest income | 60,000 | 122,000 | 483,000 | 542,000 |
| Noninterest expense | 696,000 | 1,432,000 | 2,245,000 | 3,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 144,000 | 467,000 | 497,000 |
| Income tax | -2,479,000 | -2,478,000 | -2,449,000 | -2,260,000 |
| Net income | 2,563,000 | 2,622,000 | 2,916,000 | 2,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,634,000 | 9,696,000 | 10,596,000 | 10,628,000 |
| Total capital | 10,396,000 | 10,397,000 | 11,334,000 | 11,363,000 |
| Risk-weighted assets | 59,869,000 | 54,966,000 | 57,951,000 | 57,741,000 |