Call reports 2015
NANO BANC — 2015
What NANO BANC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,951,000 | 72,879,000 | 71,705,000 | 61,812,000 |
| Total loans | 45,311,000 | 45,458,000 | 47,604,000 | 48,013,000 |
| Allowance for loan losses | 774,000 | 771,000 | 771,000 | 773,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,517,000 | 63,398,000 | 61,982,000 | 51,684,000 |
| Interest-bearing deposits | 32,777,000 | 31,401,000 | 36,996,000 | 33,819,000 |
| Noninterest-bearing deposits | 22,740,000 | 31,998,000 | 24,985,000 | 17,866,000 |
| Equity capital | 9,106,000 | 9,161,000 | 9,261,000 | 9,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,326,000 | 2,076,000 | 2,806,000 |
| Interest expense | 45,000 | 89,000 | 145,000 | 195,000 |
| Net interest income | 592,000 | 1,237,000 | 1,931,000 | 2,611,000 |
| Noninterest income | 60,000 | 115,000 | 173,000 | 453,000 |
| Noninterest expense | 626,000 | 1,277,000 | 1,934,000 | 2,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 75,000 | 170,000 | 456,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -101,000 |
| Net income | 25,000 | 74,000 | 169,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,097,000 | 9,157,000 | 9,257,000 | 9,550,000 |
| Total capital | 9,728,000 | 9,866,000 | 10,029,000 | 10,251,000 |
| Risk-weighted assets | 50,293,000 | 56,621,000 | 61,679,000 | 55,868,000 |