Call reports 2014
NANO BANC — 2014
What NANO BANC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,535,000 | 64,227,000 | 61,212,000 | 60,346,000 |
| Total loans | 44,851,000 | 46,545,000 | 45,306,000 | 41,752,000 |
| Allowance for loan losses | 683,000 | 708,000 | 758,000 | 774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,556,000 | 55,041,000 | 51,837,000 | 50,880,000 |
| Interest-bearing deposits | 33,648,000 | 34,711,000 | 32,028,000 | 34,863,000 |
| Noninterest-bearing deposits | 15,908,000 | 20,331,000 | 19,809,000 | 16,018,000 |
| Equity capital | 8,809,000 | 8,976,000 | 9,008,000 | 9,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,339,000 | 2,034,000 | 2,674,000 |
| Interest expense | 45,000 | 91,000 | 138,000 | 184,000 |
| Net interest income | 605,000 | 1,248,000 | 1,896,000 | 2,490,000 |
| Noninterest income | 58,000 | 312,000 | 367,000 | 429,000 |
| Noninterest expense | 636,000 | 1,351,000 | 1,981,000 | 2,583,000 |
| Provision for loan losses | 15,000 | 40,000 | 90,000 | 90,000 |
| Pretax income | 12,000 | 169,000 | 192,000 | 246,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 11,000 | 168,000 | 191,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,793,000 | 8,968,000 | 9,000,000 | 9,068,000 |
| Total capital | 9,444,000 | 9,625,000 | 9,640,000 | 9,699,000 |
| Risk-weighted assets | 52,011,000 | 52,462,000 | 51,070,000 | 50,309,000 |