Call reports 2026
LEGACY BANK — 2026
What LEGACY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 111,488,000 | 112,785,000 |
| Total loans | 77,344,000 | 76,995,000 |
| Allowance for loan losses | 989,000 | 1,062,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 99,856,000 | 101,597,000 |
| Interest-bearing deposits | 74,235,000 | 70,725,000 |
| Noninterest-bearing deposits | 25,621,000 | 30,872,000 |
| Equity capital | 10,107,000 | 9,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,738,000 | 3,687,000 |
| Interest expense | 752,000 | 1,494,000 |
| Net interest income | 986,000 | 2,193,000 |
| Noninterest income | 24,000 | 215,000 |
| Noninterest expense | 1,767,000 | 3,430,000 |
| Provision for loan losses | 7,000 | 134,000 |
| Pretax income | -757,000 | -1,103,000 |
| Income tax | 0 | 1,000 |
| Net income | -757,000 | -1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,106,000 | 9,759,000 |