Call reports 2025
LEGACY BANK — 2025
What LEGACY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,514,000 | 90,672,000 | 111,250,000 | 104,464,000 |
| Total loans | 63,302,000 | 71,124,000 | 73,423,000 | 76,220,000 |
| Allowance for loan losses | 665,000 | 838,000 | 867,000 | 983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,429,000 | 72,724,000 | 93,932,000 | 88,129,000 |
| Interest-bearing deposits | 47,296,000 | 57,176,000 | 79,984,000 | 74,463,000 |
| Noninterest-bearing deposits | 11,133,000 | 15,548,000 | 13,948,000 | 13,666,000 |
| Equity capital | 10,625,000 | 12,509,000 | 11,800,000 | 10,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,857,000 | 4,577,000 | 6,392,000 |
| Interest expense | 500,000 | 1,100,000 | 1,858,000 | 2,666,000 |
| Net interest income | 875,000 | 1,757,000 | 2,719,000 | 3,726,000 |
| Noninterest income | 40,000 | 89,000 | 262,000 | 292,000 |
| Noninterest expense | 1,854,000 | 3,535,000 | 5,348,000 | 7,181,000 |
| Provision for loan losses | -68,000 | 196,000 | 225,000 | 340,000 |
| Pretax income | -887,000 | -1,902,000 | -2,611,000 | -3,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -887,000 | -1,902,000 | -2,611,000 | -3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,624,000 | 12,509,000 | 11,800,000 | 10,863,000 |