Call reports 2019
STERLING NATIONAL BANK — 2019
What STERLING NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 29,961,221,000 | 30,183,934,000 | 30,019,454,000 | 30,566,521,000 |
| Total loans | 20,157,445,000 | 20,397,527,000 | 20,834,790,000 | 21,448,337,000 |
| Allowance for loan losses | 98,960,000 | 104,664,000 | 104,735,000 | 106,238,000 |
| Securities available for sale | 3,847,799,000 | 3,843,112,000 | 3,061,419,000 | 3,095,648,000 |
| Securities held to maturity | 2,067,251,000 | 2,015,753,000 | 1,985,592,000 | 1,979,661,000 |
| Trading assets | 33,394,000 | 64,650,000 | 84,989,000 | 67,318,000 |
| Total deposits | 21,451,966,000 | 21,068,381,000 | 21,734,461,000 | 22,742,118,000 |
| Interest-bearing deposits | 16,952,234,000 | 16,483,636,000 | 17,056,677,000 | 18,359,052,000 |
| Noninterest-bearing deposits | 4,499,732,000 | 4,584,745,000 | 4,677,784,000 | 4,383,066,000 |
| Equity capital | 4,479,609,000 | 4,528,260,000 | 4,560,608,000 | 4,643,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 309,400,000 | 611,857,000 | 907,066,000 | 1,202,541,000 |
| Interest expense | 72,495,000 | 141,764,000 | 212,296,000 | 277,674,000 |
| Net interest income | 236,905,000 | 470,093,000 | 694,770,000 | 924,867,000 |
| Noninterest income | 34,032,000 | 61,690,000 | 106,915,000 | 142,281,000 |
| Noninterest expense | 110,762,000 | 232,566,000 | 334,181,000 | 446,783,000 |
| Provision for loan losses | 10,200,000 | 21,700,000 | 35,400,000 | 45,985,000 |
| Pretax income | 136,791,000 | 263,805,000 | 425,274,000 | 567,475,000 |
| Income tax | 30,094,000 | 55,414,000 | 89,322,000 | 119,185,000 |
| Net income | 106,697,000 | 208,391,000 | 335,952,000 | 448,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,780,903,000 | 2,786,060,000 | 2,817,082,000 | 2,882,208,000 |
| Total capital | 3,053,518,000 | 3,064,439,000 | 3,095,592,000 | 3,162,282,000 |
| Risk-weighted assets | 21,227,165,000 | 21,988,459,000 | 22,120,826,000 | 23,385,735,000 |