Call reports 2018
STERLING NATIONAL BANK — 2018
What STERLING NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,409,587,000 | 31,402,283,000 | 31,206,541,000 | 31,331,572,000 |
| Total loans | 19,983,685,000 | 20,705,119,000 | 20,564,257,000 | 20,784,509,000 |
| Allowance for loan losses | 82,092,000 | 86,026,000 | 91,365,000 | 95,677,000 |
| Securities available for sale | 3,760,338,000 | 3,929,386,000 | 3,843,244,000 | 3,870,563,000 |
| Securities held to maturity | 2,874,948,000 | 2,859,860,000 | 2,842,728,000 | 2,796,617,000 |
| Trading assets | 3,074,000 | 5,951,000 | 3,637,000 | 18,215,000 |
| Total deposits | 20,879,970,000 | 21,209,301,000 | 21,625,409,000 | 21,337,176,000 |
| Interest-bearing deposits | 16,672,271,000 | 16,832,058,000 | 16,810,235,000 | 17,004,600,000 |
| Noninterest-bearing deposits | 4,207,699,000 | 4,377,243,000 | 4,815,174,000 | 4,332,576,000 |
| Equity capital | 4,403,390,000 | 4,462,264,000 | 4,517,020,000 | 4,513,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 281,346,000 | 586,251,000 | 895,277,000 | 1,208,473,000 |
| Interest expense | 44,251,000 | 100,168,000 | 163,629,000 | 232,368,000 |
| Net interest income | 237,095,000 | 486,083,000 | 731,648,000 | 976,105,000 |
| Noninterest income | 24,593,000 | 63,720,000 | 87,983,000 | 115,733,000 |
| Noninterest expense | 109,025,000 | 230,862,000 | 339,158,000 | 445,556,000 |
| Provision for loan losses | 13,000,000 | 26,000,000 | 35,500,000 | 46,000,000 |
| Pretax income | 134,242,000 | 287,095,000 | 439,071,000 | 589,494,000 |
| Income tax | 31,211,000 | 64,659,000 | 92,784,000 | 124,373,000 |
| Net income | 103,031,000 | 222,436,000 | 346,287,000 | 465,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,838,760,000 | 2,889,174,000 | 2,970,656,000 | 2,915,484,000 |
| Total capital | 3,094,277,000 | 3,148,682,000 | 3,235,560,000 | 3,184,758,000 |
| Risk-weighted assets | 19,956,007,000 | 21,111,147,000 | 20,916,850,000 | 21,553,934,000 |