Call reports 2015
STERLING NATIONAL BANK — 2015
What STERLING NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 7,699,989,000 | 11,532,351,000 | 11,563,020,000 | 11,911,402,000 |
| Total loans | 4,992,643,000 | 7,309,110,000 | 7,592,139,000 | 7,893,469,000 |
| Allowance for loan losses | 42,884,000 | 44,317,000 | 47,611,000 | 50,145,000 |
| Securities available for sale | 1,211,221,000 | 2,073,634,000 | 1,848,784,000 | 1,916,600,000 |
| Securities held to maturity | 585,633,000 | 585,196,000 | 673,130,000 | 722,790,000 |
| Trading assets | 1,874,000 | 1,683,000 | 2,152,000 | 1,839,000 |
| Total deposits | 5,586,542,000 | 8,877,555,000 | 8,847,006,000 | 8,616,093,000 |
| Interest-bearing deposits | 4,063,261,000 | 5,582,822,000 | 5,694,240,000 | 5,657,843,000 |
| Noninterest-bearing deposits | 1,523,281,000 | 3,294,733,000 | 3,152,766,000 | 2,958,250,000 |
| Equity capital | 1,123,577,000 | 1,668,460,000 | 1,697,195,000 | 1,705,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 66,664,000 | 138,603,000 | 241,975,000 | 348,084,000 |
| Interest expense | 6,336,000 | 13,241,000 | 21,713,000 | 31,045,000 |
| Net interest income | 60,328,000 | 125,362,000 | 220,262,000 | 317,039,000 |
| Noninterest income | 12,904,000 | 26,013,000 | 42,496,000 | 59,012,000 |
| Noninterest expense | 44,215,000 | 128,036,000 | 198,135,000 | 254,474,000 |
| Provision for loan losses | 2,100,000 | 5,200,000 | 10,200,000 | 15,700,000 |
| Pretax income | 28,451,000 | 20,370,000 | 59,381,000 | 110,711,000 |
| Income tax | 9,244,000 | 6,617,000 | 19,296,000 | 35,981,000 |
| Net income | 19,207,000 | 13,753,000 | 40,085,000 | 74,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 739,580,000 | 1,015,470,000 | 1,032,930,000 | 1,053,527,000 |
| Total capital | 782,859,000 | 1,060,332,000 | 1,081,090,000 | 1,104,221,000 |
| Risk-weighted assets | 5,724,718,000 | 8,403,669,000 | 8,760,300,000 | 9,198,906,000 |