Call reports 2013
STERLING NATIONAL BANK — 2013
What STERLING NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,705,879,000 | 3,821,398,000 | 4,044,752,000 | 6,628,000,000 |
| Total loans | 2,205,595,000 | 2,338,073,000 | 2,413,909,000 | 4,151,625,000 |
| Allowance for loan losses | 27,544,000 | 28,374,000 | 28,877,000 | 30,612,000 |
| Securities available for sale | 942,405,000 | 887,347,000 | 951,981,000 | 1,149,770,000 |
| Securities held to maturity | 183,535,000 | 175,977,000 | 253,999,000 | 486,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,825,822,000 | 2,771,952,000 | 3,032,395,000 | 4,990,847,000 |
| Interest-bearing deposits | 2,189,048,000 | 2,108,201,000 | 2,026,274,000 | 3,356,198,000 |
| Noninterest-bearing deposits | 636,774,000 | 663,751,000 | 1,006,121,000 | 1,634,649,000 |
| Equity capital | 474,569,000 | 462,508,000 | 516,281,000 | 973,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 32,399,000 | 64,984,000 | 98,880,000 | 151,562,000 |
| Interest expense | 4,663,000 | 9,002,000 | 13,430,000 | 18,509,000 |
| Net interest income | 27,736,000 | 55,982,000 | 85,450,000 | 133,053,000 |
| Noninterest income | 4,086,000 | 8,826,000 | 13,463,000 | 23,036,000 |
| Noninterest expense | 22,101,000 | 43,632,000 | 66,541,000 | 138,282,000 |
| Provision for loan losses | 2,600,000 | 6,500,000 | 9,200,000 | 12,200,000 |
| Pretax income | 9,350,000 | 18,858,000 | 29,155,000 | 10,945,000 |
| Income tax | 2,367,000 | 5,289,000 | 9,146,000 | 3,319,000 |
| Net income | 6,983,000 | 13,569,000 | 20,009,000 | 7,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,696,000 | 311,507,000 | 363,274,000 | 593,462,000 |
| Total capital | 332,447,000 | 340,077,000 | 392,376,000 | 624,469,000 |
| Risk-weighted assets | 2,454,474,000 | 2,635,811,000 | 2,755,867,000 | 4,755,098,000 |
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