Call reports 2016
FIRST FLORIDA BANK — 2016
What FIRST FLORIDA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 319,321,000 | 351,279,000 | 380,988,000 | 361,952,000 |
| Total loans | 163,783,000 | 181,153,000 | 175,737,000 | 186,222,000 |
| Allowance for loan losses | 3,022,000 | 3,023,000 | 3,029,000 | 3,035,000 |
| Securities available for sale | 44,519,000 | 43,803,000 | 44,430,000 | 47,302,000 |
| Securities held to maturity | 52,154,000 | 51,220,000 | 52,075,000 | 57,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,132,000 | 307,532,000 | 336,330,000 | 321,422,000 |
| Interest-bearing deposits | 205,747,000 | 221,746,000 | 231,320,000 | 226,863,000 |
| Noninterest-bearing deposits | 73,385,000 | 85,786,000 | 105,010,000 | 94,559,000 |
| Equity capital | 34,644,000 | 38,363,000 | 38,926,000 | 40,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,217,000 | 9,473,000 | 12,830,000 |
| Interest expense | 433,000 | 892,000 | 1,396,000 | 1,890,000 |
| Net interest income | 2,631,000 | 5,325,000 | 8,077,000 | 10,940,000 |
| Noninterest income | 526,000 | 1,375,000 | 2,053,000 | 2,741,000 |
| Noninterest expense | 2,097,000 | 4,166,000 | 6,739,000 | 9,407,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 415,000 |
| Pretax income | 1,010,000 | 2,506,000 | 3,363,000 | 3,958,000 |
| Income tax | 297,000 | 744,000 | 993,000 | 1,141,000 |
| Net income | 713,000 | 1,762,000 | 2,370,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,016,000 | 38,566,000 | 39,024,000 | 41,683,000 |
| Total capital | 37,194,000 | 40,926,000 | 41,335,000 | 44,168,000 |
| Risk-weighted assets | 173,415,000 | 188,061,000 | 184,186,000 | 198,263,000 |