Call reports 2015
FIRST FLORIDA BANK — 2015
What FIRST FLORIDA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 293,225,000 | 314,714,000 | 308,307,000 | 303,691,000 |
| Total loans | 146,888,000 | 160,134,000 | 152,905,000 | 164,084,000 |
| Allowance for loan losses | 2,609,000 | 2,924,000 | 2,991,000 | 3,019,000 |
| Securities available for sale | 40,759,000 | 40,979,000 | 46,838,000 | 45,618,000 |
| Securities held to maturity | 47,753,000 | 50,527,000 | 51,985,000 | 52,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,896,000 | 282,610,000 | 274,871,000 | 265,016,000 |
| Interest-bearing deposits | 195,697,000 | 206,136,000 | 196,374,000 | 195,112,000 |
| Noninterest-bearing deposits | 65,199,000 | 76,474,000 | 78,497,000 | 69,904,000 |
| Equity capital | 31,812,000 | 31,847,000 | 32,920,000 | 33,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,516,000 | 8,361,000 | 11,278,000 |
| Interest expense | 360,000 | 786,000 | 1,206,000 | 1,613,000 |
| Net interest income | 2,280,000 | 4,730,000 | 7,155,000 | 9,665,000 |
| Noninterest income | 692,000 | 1,512,000 | 2,385,000 | 2,958,000 |
| Noninterest expense | 1,941,000 | 3,859,000 | 6,142,000 | 8,421,000 |
| Provision for loan losses | 200,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 927,000 | 1,979,000 | 2,994,000 | 3,798,000 |
| Income tax | 240,000 | 558,000 | 865,000 | 1,063,000 |
| Net income | 687,000 | 1,421,000 | 2,129,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,250,000 | 32,987,000 | 33,696,000 | 34,303,000 |
| Total capital | 34,183,000 | 35,058,000 | 35,728,000 | 36,461,000 |
| Risk-weighted assets | 154,014,000 | 164,805,000 | 161,574,000 | 171,784,000 |