Call reports 2014
FIRST FLORIDA BANK — 2014
What FIRST FLORIDA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 247,356,000 | 270,353,000 | 268,629,000 | 267,704,000 |
| Total loans | 128,806,000 | 142,203,000 | 137,347,000 | 144,443,000 |
| Allowance for loan losses | 2,515,000 | 2,587,000 | 2,695,000 | 2,690,000 |
| Securities available for sale | 44,623,000 | 39,176,000 | 45,366,000 | 40,443,000 |
| Securities held to maturity | 37,996,000 | 43,438,000 | 47,910,000 | 47,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,521,000 | 241,166,000 | 238,626,000 | 236,578,000 |
| Interest-bearing deposits | 166,241,000 | 176,282,000 | 174,556,000 | 179,934,000 |
| Noninterest-bearing deposits | 53,280,000 | 64,884,000 | 64,070,000 | 56,644,000 |
| Equity capital | 27,703,000 | 28,962,000 | 29,565,000 | 30,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,414,000 | 4,976,000 | 7,512,000 | 10,259,000 |
| Interest expense | 275,000 | 565,000 | 883,000 | 1,215,000 |
| Net interest income | 2,139,000 | 4,411,000 | 6,629,000 | 9,044,000 |
| Noninterest income | 490,000 | 1,246,000 | 1,971,000 | 2,634,000 |
| Noninterest expense | 1,844,000 | 3,695,000 | 5,754,000 | 7,816,000 |
| Provision for loan losses | 0 | 70,000 | 220,000 | 370,000 |
| Pretax income | 778,000 | 1,889,000 | 2,614,000 | 3,470,000 |
| Income tax | 0 | 333,000 | 549,000 | 730,000 |
| Net income | 778,000 | 1,556,000 | 2,065,000 | 2,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,577,000 | 30,361,000 | 30,874,000 | 31,557,000 |
| Total capital | 31,292,000 | 32,176,000 | 32,716,000 | 33,464,000 |
| Risk-weighted assets | 136,366,000 | 144,458,000 | 146,476,000 | 151,733,000 |