Call reports 2026
FOWLER STATE BANK — 2026
What FOWLER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 190,462,000 | 190,332,000 |
| Total loans | 128,527,000 | 128,628,000 |
| Allowance for loan losses | 1,923,000 | 1,647,000 |
| Securities available for sale | 55,817,000 | 54,916,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 152,210,000 | 149,304,000 |
| Interest-bearing deposits | 144,506,000 | 141,910,000 |
| Noninterest-bearing deposits | 7,704,000 | 7,394,000 |
| Equity capital | 28,497,000 | 28,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,756,000 | 5,566,000 |
| Interest expense | 679,000 | 1,379,000 |
| Net interest income | 2,077,000 | 4,187,000 |
| Noninterest income | 311,000 | 634,000 |
| Noninterest expense | 1,430,000 | 3,107,000 |
| Provision for loan losses | 56,000 | 115,000 |
| Pretax income | 682,000 | 1,390,000 |
| Income tax | 113,000 | 232,000 |
| Net income | 569,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,396,000 | 30,484,000 |