Call reports 2024
FOWLER STATE BANK — 2024
What FOWLER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 202,661,000 | 198,886,000 | 197,841,000 | 203,691,000 |
| Total loans | 106,446,000 | 108,167,000 | 114,158,000 | 121,101,000 |
| Allowance for loan losses | 1,621,000 | 1,611,000 | 1,359,000 | 1,440,000 |
| Securities available for sale | 86,271,000 | 83,965,000 | 76,192,000 | 74,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,308,000 | 160,749,000 | 156,471,000 | 157,550,000 |
| Interest-bearing deposits | 159,628,000 | 153,578,000 | 148,706,000 | 149,500,000 |
| Noninterest-bearing deposits | 7,680,000 | 7,171,000 | 7,765,000 | 8,050,000 |
| Equity capital | 24,859,000 | 25,062,000 | 27,550,000 | 25,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,692,000 | 5,489,000 | 8,264,000 | 11,119,000 |
| Interest expense | 946,000 | 1,971,000 | 2,912,000 | 3,815,000 |
| Net interest income | 1,746,000 | 3,518,000 | 5,352,000 | 7,304,000 |
| Noninterest income | 285,000 | 613,000 | 934,000 | 1,249,000 |
| Noninterest expense | 1,312,000 | 2,593,000 | 3,858,000 | 5,242,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 196,000 |
| Pretax income | 673,000 | 1,491,000 | 2,249,000 | 3,044,000 |
| Income tax | 106,000 | 261,000 | 422,000 | 598,000 |
| Net income | 567,000 | 1,230,000 | 1,827,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,480,000 | 29,743,000 | 30,340,000 | 29,659,000 |