Call reports 2021
FOWLER STATE BANK — 2021
What FOWLER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 208,664,000 | 207,822,000 | 204,097,000 | 204,922,000 |
| Total loans | 92,728,000 | 92,526,000 | 92,964,000 | 89,507,000 |
| Allowance for loan losses | 1,990,000 | 1,981,000 | 1,786,000 | 1,756,000 |
| Securities available for sale | 86,947,000 | 89,250,000 | 87,760,000 | 94,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,856,000 | 162,275,000 | 161,892,000 | 165,559,000 |
| Interest-bearing deposits | 154,568,000 | 154,330,000 | 154,299,000 | 156,031,000 |
| Noninterest-bearing deposits | 9,288,000 | 7,945,000 | 7,593,000 | 9,528,000 |
| Equity capital | 27,212,000 | 27,936,000 | 28,510,000 | 27,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,605,000 | 5,355,000 | 7,109,000 |
| Interest expense | 147,000 | 301,000 | 444,000 | 564,000 |
| Net interest income | 1,661,000 | 3,304,000 | 4,911,000 | 6,545,000 |
| Noninterest income | 230,000 | 505,000 | 839,000 | 1,222,000 |
| Noninterest expense | 1,214,000 | 2,510,000 | 3,918,000 | 5,278,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 731,000 | 1,355,000 | 1,981,000 | 2,631,000 |
| Income tax | 105,000 | 186,000 | 259,000 | 363,000 |
| Net income | 626,000 | 1,169,000 | 1,722,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,663,000 | 26,056,000 | 26,609,000 | 26,196,000 |