Call reports 2018
FOWLER STATE BANK — 2018
What FOWLER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,593,000 | 157,786,000 | 163,158,000 | 166,918,000 |
| Total loans | 73,542,000 | 73,899,000 | 76,002,000 | 77,912,000 |
| Allowance for loan losses | 2,101,000 | 2,160,000 | 2,199,000 | 2,183,000 |
| Securities available for sale | 76,271,000 | 79,773,000 | 78,912,000 | 83,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,730,000 | 124,498,000 | 125,708,000 | 129,741,000 |
| Interest-bearing deposits | 107,796,000 | 106,871,000 | 108,260,000 | 120,707,000 |
| Noninterest-bearing deposits | 16,934,000 | 17,627,000 | 17,448,000 | 9,034,000 |
| Equity capital | 22,283,000 | 22,622,000 | 22,806,000 | 22,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,682,000 | 5,551,000 | 7,516,000 |
| Interest expense | 179,000 | 398,000 | 628,000 | 937,000 |
| Net interest income | 1,582,000 | 3,284,000 | 4,923,000 | 6,579,000 |
| Noninterest income | 212,000 | 397,000 | 588,000 | 768,000 |
| Noninterest expense | 1,221,000 | 2,401,000 | 3,649,000 | 4,836,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 566,000 | 1,335,000 | 1,867,000 | 2,454,000 |
| Income tax | 58,000 | 193,000 | 219,000 | 150,000 |
| Net income | 508,000 | 1,142,000 | 1,648,000 | 2,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,919,000 | 22,427,000 | 22,933,000 | 22,254,000 |
| Total capital | 23,277,000 | 23,798,000 | 24,375,000 | 23,750,000 |
| Risk-weighted assets | 107,936,000 | 108,927,000 | 114,630,000 | 118,998,000 |