Call reports 2017
FOWLER STATE BANK — 2017
What FOWLER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 158,787,000 | 156,384,000 | 158,233,000 | 158,922,000 |
| Total loans | 71,691,000 | 73,486,000 | 76,143,000 | 75,067,000 |
| Allowance for loan losses | 2,150,000 | 2,100,000 | 2,097,000 | 2,053,000 |
| Securities available for sale | 79,283,000 | 79,586,000 | 79,055,000 | 74,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,657,000 | 119,027,000 | 116,901,000 | 124,040,000 |
| Interest-bearing deposits | 109,063,000 | 107,011,000 | 105,553,000 | 104,452,000 |
| Noninterest-bearing deposits | 13,594,000 | 12,016,000 | 11,348,000 | 19,588,000 |
| Equity capital | 21,820,000 | 22,984,000 | 23,512,000 | 22,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,424,000 | 5,153,000 | 6,923,000 |
| Interest expense | 139,000 | 305,000 | 471,000 | 654,000 |
| Net interest income | 1,538,000 | 3,119,000 | 4,682,000 | 6,269,000 |
| Noninterest income | 208,000 | 360,000 | 511,000 | 646,000 |
| Noninterest expense | 1,078,000 | 2,178,000 | 3,309,000 | 4,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 578,000 | 1,236,000 | 1,811,000 | 2,373,000 |
| Income tax | 86,000 | 154,000 | 213,000 | 336,000 |
| Net income | 492,000 | 1,082,000 | 1,598,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,196,000 | 21,685,000 | 22,201,000 | 21,410,000 |
| Total capital | 22,586,000 | 23,067,000 | 23,616,000 | 22,804,000 |
| Risk-weighted assets | 110,499,000 | 109,878,000 | 112,530,000 | 110,923,000 |