Call reports 2009
FOWLER STATE BANK — 2009
What FOWLER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,282,000 | 137,812,000 | 129,934,000 | 129,108,000 |
| Total loans | 65,446,000 | 66,173,000 | 67,213,000 | 66,947,000 |
| Allowance for loan losses | 946,000 | 993,000 | 1,101,000 | 1,154,000 |
| Securities available for sale | 48,595,000 | 54,471,000 | 50,600,000 | 49,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 585,000 | 2,329,000 |
| Total deposits | 84,717,000 | 95,749,000 | 88,417,000 | 86,862,000 |
| Interest-bearing deposits | 81,405,000 | 92,167,000 | 85,404,000 | 83,467,000 |
| Noninterest-bearing deposits | 3,312,000 | 3,582,000 | 3,013,000 | 3,395,000 |
| Equity capital | 15,499,000 | 15,866,000 | 16,379,000 | 15,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,489,000 | 5,299,000 | 7,088,000 |
| Interest expense | 536,000 | 1,067,000 | 1,579,000 | 2,057,000 |
| Net interest income | 1,188,000 | 2,422,000 | 3,720,000 | 5,031,000 |
| Noninterest income | 130,000 | 225,000 | 321,000 | 449,000 |
| Noninterest expense | 857,000 | 1,770,000 | 2,665,000 | 3,574,000 |
| Provision for loan losses | 120,000 | 320,000 | 820,000 | 1,420,000 |
| Pretax income | 600,000 | 883,000 | 1,292,000 | 1,341,000 |
| Income tax | 178,000 | 251,000 | 352,000 | 339,000 |
| Net income | 422,000 | 632,000 | 940,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,951,000 | 15,518,000 | 15,825,000 | 15,238,000 |
| Total capital | 15,897,000 | 16,511,000 | 16,877,000 | 16,321,000 |
| Risk-weighted assets | 80,982,000 | 84,541,000 | 84,110,000 | 86,529,000 |
Machine access — free, no API key
Every figure shown here about FOWLER STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.