Call reports 2008
FOWLER STATE BANK — 2008
What FOWLER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,123,000 | 134,621,000 | 130,122,000 | 128,696,000 |
| Total loans | 65,677,000 | 67,054,000 | 70,844,000 | 66,798,000 |
| Allowance for loan losses | 935,000 | 970,000 | 977,000 | 1,088,000 |
| Securities available for sale | 53,584,000 | 55,098,000 | 50,822,000 | 53,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,924,000 | 90,794,000 | 90,046,000 | 88,292,000 |
| Interest-bearing deposits | 82,135,000 | 87,874,000 | 86,834,000 | 85,099,000 |
| Noninterest-bearing deposits | 2,789,000 | 2,920,000 | 3,212,000 | 3,193,000 |
| Equity capital | 16,503,000 | 16,126,000 | 14,234,000 | 14,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,875,000 | 5,852,000 | 7,805,000 |
| Interest expense | 744,000 | 1,397,000 | 2,037,000 | 2,618,000 |
| Net interest income | 1,185,000 | 2,478,000 | 3,815,000 | 5,187,000 |
| Noninterest income | 198,000 | 387,000 | 544,000 | 720,000 |
| Noninterest expense | 826,000 | 1,735,000 | 2,637,000 | 3,588,000 |
| Provision for loan losses | 64,000 | 154,000 | 474,000 | 724,000 |
| Pretax income | 515,000 | 1,033,000 | 1,347,000 | 1,168,000 |
| Income tax | 134,000 | 293,000 | 373,000 | 262,000 |
| Net income | 381,000 | 740,000 | 974,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,173,000 | 16,406,000 | 14,754,000 | 14,529,000 |
| Total capital | 17,108,000 | 17,376,000 | 15,731,000 | 15,557,000 |
| Risk-weighted assets | 78,136,000 | 83,383,000 | 84,812,000 | 82,192,000 |
Machine access — free, no API key
Every figure shown here about FOWLER STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.