Call reports 2025
COMMUNITY STATE BANK OF MISSOURI — 2025
What COMMUNITY STATE BANK OF MISSOURI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 317,728,000 | 321,840,000 | 319,698,000 | 349,112,000 |
| Total loans | 221,236,000 | 228,185,000 | 233,448,000 | 239,136,000 |
| Allowance for loan losses | 1,857,000 | 1,859,000 | 1,764,000 | 1,704,000 |
| Securities available for sale | 57,363,000 | 60,565,000 | 62,797,000 | 64,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,389,000 | 285,906,000 | 281,940,000 | 310,306,000 |
| Interest-bearing deposits | 233,005,000 | 233,217,000 | 231,159,000 | 251,188,000 |
| Noninterest-bearing deposits | 50,384,000 | 52,689,000 | 50,781,000 | 59,118,000 |
| Equity capital | 33,161,000 | 34,594,000 | 36,204,000 | 37,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,648,000 | 11,383,000 | 15,655,000 |
| Interest expense | 1,460,000 | 2,934,000 | 4,366,000 | 5,765,000 |
| Net interest income | 2,252,000 | 4,714,000 | 7,017,000 | 9,890,000 |
| Noninterest income | 894,000 | 1,182,000 | 1,453,000 | 1,765,000 |
| Noninterest expense | 1,663,000 | 3,284,000 | 4,901,000 | 6,530,000 |
| Provision for loan losses | 0 | 0 | -96,000 | -98,000 |
| Pretax income | 1,482,000 | 2,604,000 | 3,561,000 | 5,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,482,000 | 2,604,000 | 3,561,000 | 5,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,366,000 | 35,488,000 | 36,470,000 | 37,934,000 |