Call reports 2020
COMMUNITY STATE BANK OF MISSOURI — 2020
What COMMUNITY STATE BANK OF MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,149,000 | 261,863,000 | 260,708,000 | 284,811,000 |
| Total loans | 159,135,000 | 181,738,000 | 181,838,000 | 183,307,000 |
| Allowance for loan losses | 1,628,000 | 1,724,000 | 1,722,000 | 1,701,000 |
| Securities available for sale | 55,666,000 | 52,373,000 | 51,335,000 | 54,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,320,000 | 225,716,000 | 225,795,000 | 249,613,000 |
| Interest-bearing deposits | 173,921,000 | 183,748,000 | 180,801,000 | 194,190,000 |
| Noninterest-bearing deposits | 35,399,000 | 41,968,000 | 44,994,000 | 55,423,000 |
| Equity capital | 31,162,000 | 33,404,000 | 34,110,000 | 34,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,208,000 | 4,422,000 | 6,623,000 | 9,543,000 |
| Interest expense | 386,000 | 777,000 | 1,165,000 | 1,508,000 |
| Net interest income | 1,822,000 | 3,645,000 | 5,458,000 | 8,035,000 |
| Noninterest income | 291,000 | 1,326,000 | 1,628,000 | 1,226,000 |
| Noninterest expense | 1,476,000 | 2,891,000 | 4,285,000 | 5,796,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 637,000 | 1,980,000 | 2,701,000 | 3,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 637,000 | 1,980,000 | 2,701,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,066,000 | 32,407,000 | 33,128,000 | 33,792,000 |